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The mVisa is an agile solution that allows Merchants around the world to immediately accept Digital Payments from their customers.  It’s a mobile solution which is a low cost acceptance solution affectionately known as QR Code Payment solution.  Merchants only need to display one QR Code at the storefront or through the acquiring bank’s mobile application.  The flexible nature of QR Codes and the fact that Merchants do not need to invest in POS Point Of Sale infrastructure has (and is) allowing VISA & its partners to offer incentive solutions that eliminate friction for consumers who want and need to pay for goods and services around the world.

mVisa aids in overcoming Merchant infrastructure issues as it allows consumers to use their mobile phones to make cashless purchases at Merchant outlets, pay bills remotely and even send money to friends and family members by securely linking their VISA debit, credit or prepaid account to the mVisa application.  It digitalizes the underlying account and allows consumers to transfer funds from their account to the Retailer’s account reliably and securely by scanning a QR CODE.

As Confederation of Zimbabwe Retailers (CZR) we are proud to be associated with a global brand like VISA.  Peradventure you may ask if VISA is a bank or who they are- VISA is a global  payments technology company that connects consumers,business,financial institutions and governments in more than 200 countries and territories to fast, secure and reliable electronic payments.

Visa is NOT a bank and does not issue cards, extend credit or set rates and fees for consumers.

Visa’s innovations, however enables its financial institution customers to offer consumers more choices.

CZR in partnership with VISA seeks to build momentum around mVisa to digitalize payments with a scalable interoperable and secure solution that benefits Merchants, financial institutions, consumers, and the entire Retail spectrum of Retailers & Wholesalers.

Kenya, India, Rwanda are amongst the list of countries that have already adopted this innovation.  Customers have been appreciating how fast and easy it is to use Mvisa.  Small merchants and Retailers and Wholesalers using mVisa for the first time, are most excited about how quickly and securely they receive electronic payments without having to invest into expensive POS infrastructure.  The appetite and uptake is also growing in emerging markets like Nigeria, Vietnam, and Pakistan etcetera.

The facility will also come with a USSD option to embrace everyone including those in marginalized areas without smart phones to download mVisa application.

WATCH THIS SPACE!!! As we continue to find safe and convenient ways to solve the infamous Cash shortages.


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